Your home for profit-to-member Super
Join the leading voice in profit-to-member super
Our full list of member super funds
View the upcoming courses in your city
AIST's flagship educational program
SuperGrads is a professional development graduate program to help fast track your career
Listing of all upcoming events
The premier idea sharing and networking event for Australia’s $1.4 trillion profit-to-member super sector
AIST's annual Superannuation Investment conference
Research, insights and advocacy on the most pressing topics in super
Our response to changes in the political and policy environment
From AIST's governance code to practical guidance and toolkits
Industry news, latest resources and event updates
Stay connected to the latest policy news
Photo, audio and video content
Our mission, vision and values
Meet our team
Our board of directors, constitution and committees
Accredited courses, thought leadership & CPDs,
our training boosts your skillsets and your confidence
AIST’s new offering is ideal for both industry newcomers who need a thorough introduction to superannuation and those who want a broad overview of the industry, including new trustee directors.
The RG 146 Foundations in Superannuation course was developed by AIST to suit those, including staff in client-facing roles, who need to be RG 146 compliant but who don’t intend to undertake the AIST Diploma of Superannuation, and will not be giving personal advice.
The course meets all the generic and specialist knowledge requirements specified by ASIC in Regulatory Guide (RG) 146. It explores the history, rules and regulations of superannuation and how it fits into Australia’s economic landscape.
RG146 Foundations in Superannuation is completed over three days course including a multiple choice assessment. Upon successful completion of the course, participants will receive 18 CPD hours.
For a tailored experience, our trainers can come to you to deliver our courses at a time that suits your organisation.
For more information, please complete this form.
Wondering how this course differs from RG146 for the Superannuation Industry? Find out here!
Industry newcomers and those who want a broad overview of the industry, including new trustee directors.
Superannuation history & overview (stats)
The government’s three-tiered retirement income policy
Trust structure & concessional tax treatment
Benefit designs (accumulation and DB)
Types of fund (Industry, Corporate, Retail, Public Sector, SMSF, taxed & untaxed funds)
Use of service providers
Legislation (SIS, Corps Act, AML/CTF, Tax Acts, Privacy)
Regulation (APRA, ASIC et al)
Role of the trustee
Trustee responsibilities (covenants, best interests)
Who can contribute?
Contribution types & limits
Tax on contributions
Tax concessions (spouse contributions, deductibility, salary sacrifice, First Home Super Saver Scheme)
SG payment requirements
Conditions of Release
Taxation on benefit payments
Basic investment concepts (asset classes, risk & return, long-term investment, diversification)
The super fund investment process (strategy, objectives, implementation, manager selection & monitoring)
Key Economic Indicators
Operation of financial markets
The impact of Government policies (fiscal/monetary policy)
Member communications (statements, SENs, annual reports, Websites, call centres)
Disclosure documents (FSG, PDS, GAW, SOA)
Facts, Information & Advice
Benefit types (Death & Total and Permanent Disablement, Income Protection)
Tax on benefits
Centrelink’s Age Pension
Retirement products (account-based pensions & annuities)
Multiple Choice Open Book Exam
Students complete a multiple-choice exam during the course, which takes between 60 - 90 minutes.
Please note: To ensure we are able to meet your dietary needs, please let us know via email@example.com at least 48 business hours prior to the event. Unfortunately, we are unable to cater to special requirements after this timeframe.