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CPD 15 (incl. assessments)

RG146 Foundations of Super

AIST’s new offering is ideal for both industry newcomers who need a thorough introduction to superannuation and those who want a broad overview of the industry, including new trustee directors.

The RG146 Foundations of Super course was developed by AIST to suit those, including staff in client-facing roles, who need to be RG146 compliant but who don’t intend to undertake the AIST Diploma of Superannuation, and will not be giving personal advice.

The course meets all the generic and specialist knowledge requirements specified by ASIC in Regulatory Guide (RG)146. It explores the history, rules and regulations of superannuation and how it fits into Australia’s economic landscape. 

Over coming months RG146 Foundations will be delivered through a virtual classroom.

Participants will be given access to the course materials one week ahead of the class and asked to pre-read the modules.  

The virtual classroom sessions, via zoom video conference, will be delivered as three hour sessions over three consecutive half days to address the nine modules.

Students will be required to complete the single online multiple-choice assessment in their own time.

Upon successful completion of the course, participants will receive 15 CPD and a statement of completion.

The course may also be completed through a self-paced option.


Who should register?

Industry newcomers and those who want a broad overview of the industry, including new trustee directors.

 

Learning outcomes

  • Key aspects of Australia’s superannuation system
  • The role of other organisations that interact with superannuation funds
  • The main pieces of legislation that impact on the operation of superannuation funds
  • The options available for accessing superannuation savings in retirement

Topics will include

Superannuation history & overview (stats)

The government’s three-tiered retirement income policy

Trust structure & concessional tax treatment

Benefit designs (accumulation and DB)

Types of fund (Industry, Corporate, Retail, Public Sector, SMSF, taxed & untaxed funds)

Use of service providers    

Legislation (SIS, Corps Act, AML/CTF, Tax Acts, Privacy)

Regulation (APRA, ASIC et al)

MySuper

Role of the trustee

Trustee responsibilities (covenants, best interests) 

Who can contribute?

Contribution types & limits

Tax on contributions

Tax concessions  (spouse contributions, deductibility, salary sacrifice, First Home Super Saver Scheme)

SG payment requirements

Preservation

Conditions of Release

Death Benefits

Taxation on benefit payments

Basic investment concepts (asset classes, risk & return, long-term investment, diversification)

The super fund investment process (strategy, objectives, implementation, manager selection & monitoring) 

Business Cycles

Key Economic Indicators

Operation of financial markets

The impact of Government policies (fiscal/monetary policy)

Member communications (statements, SENs, annual reports, Websites, call centres)

Disclosure documents (FSG, PDS, GAW, SOA)

Facts, Information & Advice

Complaints (AFCA)

Benefit types (Death & Total and Permanent Disablement, Income Protection)

Underwriting

PYS/PMIF

Claims process

Tax on benefits

Centrelink’s Age Pension

Retirement products (account-based pensions & annuities)

Tax treatment  

Course duration

Three consecutive half days including a Multiple Choice Exam which takes between 60 - 90 minutes

Dates

Virtual Classroom
9 - 11 August 2022
12:30 pm - 5:00 pm AEST
Register here
8 - 10 November 2022
12:30 pm - 5:00 pm AEDT
Register here

Important notes

For more information please call AIST on (03) 8677 3800 or email: [email protected]

 

Self-paced

The access to the course materials will be emailed to you within 24 hours after you register. You will have three months from the day you receive the course materials to complete the assessment.

Register for self-paced 

 

Kate Sandford

Manager, Finance and Reporting, Mercy Super

9 May, 2022

I found the RG146 course to be insightful and really interesting.  The topics were covered in a well-structured and engaging manner, and as someone not from a financial services background, it really helped me to consolidate a number of key topics.  Would highly recommend for anyone new to super to take this course.

Jo Kowalczyk

Chief Executive Officer, Women in Super

10 May, 2022

AIST’s RG 146 Foundations of Super course is an excellent overview, especially for those new to the industry. The resources are easy to digest, and the module summary mind maps will be used again and again. The facilitators are knowledgeable and engaging and made sure that participants were across the material before moving on. Would absolutely recommend.

James Perkins

Trustee Director , Telstra Super

10 May, 2022

The delivery and course materials are concise and comprehensive the ability to interact with educators and participants enhances the learning experience.  I recommend the AIST RG 146 foundations of super training and look forward to AIST meeting my future educational needs.

Rita Martinez

Senior Growth Marketing Lead, CareSuper

11 May, 2022

Having only begun my career in Super a year and a half ago I found the RG146 Foundations course most interesting and helpful in building my knowledge of the category.  It has not only cemented the knowledge I have acquired so far but provided more context around areas I have not necessarily been across in my day to day role. No matter what your role, this course is a must do especially for newcomers to the industry.