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Explore the history, rules and regulations of superannuation and how it fits into Australia’s economic landscape – and become RG146 compliant.
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AIST’s new offering is ideal for both industry newcomers who need a thorough introduction to superannuation and those who want a broad overview of the industry, including new trustee directors.
The RG146 Foundations of Super course was developed by AIST to suit those, including staff in client-facing roles, who need to be RG146 compliant but who don’t intend to undertake the AIST Diploma of Superannuation, and will not be giving personal advice.
The course meets all the generic and specialist knowledge requirements specified by ASIC in Regulatory Guide (RG)146. It explores the history, rules and regulations of superannuation and how it fits into Australia’s economic landscape.
Participants will be given access to the course materials one week ahead of the class and asked to pre-read the modules.
The virtual classroom sessions, via zoom video conference, will be delivered as three hour sessions over three consecutive half days to address the nine modules.
Students will be required to complete the single online multiple-choice assessment in their own time.
Upon successful completion of the course, participants will receive 12 CPD and a statement of completion.
The course may also be completed through a self-paced option.
For a tailored experience, our trainers can come to you to deliver our courses at a time that suits your organisation.
For more information, please complete this form.
Industry newcomers and those who want a broad overview of the industry, including new trustee directors.
Superannuation history & overview (stats)
The government’s three-tiered retirement income policy
Trust structure & concessional tax treatment
Benefit designs (accumulation and DB)
Types of fund (Industry, Corporate, Retail, Public Sector, SMSF, taxed & untaxed funds)
Use of service providers
Legislation (SIS, Corps Act, AML/CTF, Tax Acts, Privacy)
Regulation (APRA, ASIC et al)
MySuper
Role of the trustee
Trustee responsibilities (covenants, best interests)
Who can contribute?
Contribution types & limits
Tax on contributions
Tax concessions (spouse contributions, deductibility, salary sacrifice, First Home Super Saver Scheme)
SG payment requirements
Preservation
Conditions of Release
Death Benefits
Taxation on benefit payments
Basic investment concepts (asset classes, risk & return, long-term investment, diversification)
The super fund investment process (strategy, objectives, implementation, manager selection & monitoring)
Business Cycles
Key Economic Indicators
Operation of financial markets
The impact of Government policies (fiscal/monetary policy)
Member communications (statements, SENs, annual reports, Websites, call centres)
Disclosure documents (FSG, PDS, GAW, SOA)
Facts, Information & Advice
Complaints (AFCA)
Benefit types (Death & Total and Permanent Disablement, Income Protection)
Underwriting
PYS/PMIF
Claims process
Tax on benefits
Centrelink’s Age Pension
Retirement products (account-based pensions & annuities)
Tax treatment
Three consecutive half days including a Multiple Choice Exam which takes between 60 - 90 minutes
For more information please call AIST on (03) 8677 3800 or email: [email protected]
The access to the course materials will be emailed to you within 24 hours after you register. You will have three months from the day you receive the course materials to complete the assessment.
Register for self-paced